Privacy policy
Last updated [date]The short version
- We only read your bank data. We can never move money.
- We never see your bank password.
- You choose what your group sees.
- You can export or delete everything, any time.
Who we are
budgetr is a personal finance app for people in Nigeria. This policy explains what we collect, why, and the choices you have. [Company name, address and registration number to be added.]
What we collect
Your name, email and sign-in details; the accounts, balances and transactions you link or add; the budgets, bills and goals you set up; and basic device and usage information.
Bank data through Mono
When you link a bank, Mono passes us a view-only copy of your balances and transactions. We never see or store your bank password, and we can never move money.
How we use it
To show you your money, sort transactions into categories, remind you about bills, answer your questions in Ask budgetr, and keep your account secure.
How long we keep it
For as long as your account is open. When you delete your account, your data is deleted. [Retention periods for backups and legal records to be confirmed.]
Your rights
Under the Nigeria Data Protection Act 2023 you can see, correct, export or delete your data. You can download everything in your group from Settings at any time.
Contact us
[Data protection contact email to be added.]