Your money stays exactly where it is.
budgetr reads your transactions so it can show you where your money goes. It can never move a single naira.
How a bank link works.
Information flows one way: from your bank to budgetr. Money never does.
Your bank
You approve the link on your bank's own screen.
Mono
An open-banking provider passes on a view-only copy.
budgetr
Sorts them into budgets, bills and goals.
budgetr can
- See your balances and transactions
- Sort spending into categories
- Remind you about bills before they are due
budgetr can never
- Move, send or withdraw money
- See or store your bank password
- Make payments in your name
Signing in, your way.
Passkeys
Your fingerprint, face or device PIN. Nothing to remember, nothing to steal.
Two-factor sign-in
Add a code from your authenticator app to every sign-in, from Settings.
Email or Google
Use an email and password, or the Google account you already have.
Share your screen. Not your balance.
One tap blurs every amount on screen. Try it.
Safety questions.
Can budgetr move my money?
No. The link through Mono is view-only. budgetr can see transactions and balances, nothing more.
Do you see my bank password?
No. You approve the link on your bank's own screen through Mono. budgetr never sees or stores it.
Can I unlink a bank?
Yes, any time from your accounts page.
Next payday, be ready.
30 days free. No card needed. Set up before your next salary lands.
Start free for 30 days
